Creative Solutions That Benefit Everyone!
Locally Known, Nationally Recognized
45170 Cass Avenue Utica, MI 48317
Phone (586) 992-0404 Fax (586) 992-0606
Creative Benefits & Insurance Solutions is committed to serving the needs and priorities of you and your organization. We are devoted to developing solutions that deliver competitive products without sacrificing quality and to providing a level of service that is irreplaceable.


Get a Health Insurance Quote

Health Alliance Plan

BlueCross and Blue Care Network - Link Coming Soon

Individual / Family Insurance
ON The Marketplace

Effective January 1, 2014, all U.S. Citizens will be required to have Health Insurance either provided through their employer or provided on their own through the Health Insurance Marketplace. CBIS can help assist you in finding the right coverage and right budget that fits your household needs.



Individual / Family Insurance OFF The Marketplace

The best care as quickly as possible, that is what many uninsured individuals are looking for when they show for individual health insurance offers. Creative Benefits & Insurance Solutions (CBIS) has the tools to assist in meeting the needs of you and your family members...


Home & Auto

We can’t tell you how many people we meet that have had a claim due to a sewer back up, only to find out that their policy doesn't have that coverage included, but it was available.

It seems that many people do not read their personal insurance policies until there is a claim. Only to learn that some very important coverage was not included...



Individual Term Life Insurance

Term Life Insurance through one of our dedicated carriers is a great option if you want an affordable, short-term policy that's in tune with where you are in life. Choose the coverage and the term with guaranteed rates on 10, 15, 20, 25 and 30-year level policies.

Click on continue link below to customize your coverage to meet the specific needs of your family with options such as:

  • Waive your premium if you become totally disabled
  • Provide an increased benefit in the event of accidental death
  • Coverage for your children

Get your instant Life Insurance quote today!


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