Home & Automobile Insurance Solutions For Individuals

Protecting our clients, means protecting your assets.

We can’t tell you how many people we meet in Macomb County that have had a claim due to back up sewer, only to find out that their policy doesn’t have that coverage included, but it was available.

It seems that many people do not read their personal insurance policies until there is a claim, Only to learn that some very important coverage was not included or perhaps you were paying for insurance coverage when it just doesn’t make sense such as full coverage on an older vehicle.

At CBIS, we are here to help protect some of your most precious assets and to help you make informed decisions about protecting those assets.  CBIS can provide you a competitively priced protection plan that best suits your needs.  We understand your expectations and will work closely with you to best fit your protection needs - whether if be for your family, your home, and/or your personal property.

To determine if CBIS can help you, we will provide a no cost insurance review and quote.  If you are a CBIS client, we will provide the same review with you every year, year after year!

Don’t’ Forget …     

Additional coverage and/or limits may be available.  Be sure to contact our Utica, Michigan office if any of the following apply to you:

Looking for extra savings?

You may be able to receive additional premium discounts for the following:

*Discounts and coverages may vary by state.

Please contact our downtown Utica office for more information by calling (586) 992-0404.

Customer Service

Creative Benefits & Insurance Solutions is committed to serving you promptly. Our goal is to turn your quote around within 24 hours.

Contact one of our qualified staff for assistance at 586-992-0404 to request a personal lines quote:

If you need to report a claim after hours or on a weekend, please contact your insurance company directly or call our nightline for an emergency phone number. CBIS also accepts walk-in appointments in our downtown Utica, Michigan office.

Our Insurance Solutions

Homeowners and Renters










Personal Watercraft


Umbrella and Excess Insurance