Risk Management Solutions for Property & Casualty Exposures

Staffed with seasoned, knowledgeable, professional insurance staff, CBIS is at the helm of delivering long term solutions to our client’s Risk Management Portfolio in Utica, Michigan.

Our CBIS team in downtown Utica is trusted and respected by both our carriers and our clients because we know how to get the job done.  We serve as your Trusted Advisor and Client Partner through our Stewardship Program where you will find that our Team extends their experience from many business facets including Insurance Company, Third Party Claims Administrators, Underwriting, Agency and Employer.

Our property & casualty clients are important to us.  We are not your typical insurance agency where we just place your coverage, collect our commissions and then check in on you before your next renewal.  We are with you all the way. 

Adding Value To Your Company by Providing Boutique Service with Big House Expertise

We want our property & casualty clients to lean on us as an extension of their Risk Management Department.  We like you to think of us as our downtown Utica office being in the office next to you, where you can call on us to assist you.

Our expertise includes General Property & Casualty Insurance, Professional Liability, Self Insured Workers’ Compensation; Exclusive Insurance Program for Staffing; to name a few.

Our Process & Stewardship Program

Evaluation
CBIS thoroughly evaluate your property & casualty exposures, historical losses, unique characteristics of your organization, as well as your goals. 

Negotiation
Our diverse backgrounds and extensive experience in the industry position us to offer the best negotiations on your behalf including coverage, funding mechanisms and premiums.

Implementation & Follow Through
After the policies are in place, we work with our property & casualty clients throughout the policy year.  Whether it is issuing certificates of insurance, assistance with a mergers and acquisitions evaluation, identifying methods to cover a particular exposure, OSHA compliance, assistance with safety or help with claims, as your Trust Advisor, our downtown Utica team is with you all the way.

Education
CBIS customizes risk management materials, educational pieces, safety posters and programs, etc., to help you stay on top of managing your property & casualty day to day risk. 

Compliance Management
We can assist you with OSHA Compliances.  We also update our clients with regulatory changes.

Service
We think of our property & casulaty clients as our partners and we will provide a level of service to ascertain that you will view CBIS as your Trusted Advisor and Risk Management partner.

Long-Term Relationships
We work closely with our property & casualty clients to assess and reassess their needs in response to organizational changes and industry developments.