Creative Solutions That Benefit Everyone!
Risk & Insurance | Employee Benefits
Retirement & Private Wealth
Ready for tomorrow.
45170 Cass Avenue Utica, MI 48317
Phone (586) 992-0404 Fax (586) 992-0606
Creative Benefits & Insurance Solutions is committed to serving the needs and priorities of you and your organization. We are devoted to developing solutions that deliver competitive products without sacrificing quality and to providing a level of service that is irreplaceable.


Get a Health Insurance Quote

Health Alliance Plan (HAP)

Blue Cross Blue Shield (BCBS) of Michigan

Dental and Vision Coverage

The best care as quickly as possible, that is what many uninsured individuals are looking for when they show for individual health insurance offers. Creative Benefits & Insurance Solutions (CBIS) has the tools to assist in meeting the needs of you and your family members...



Travel Medical Insurance and International Travel Insurance

Use the link below to get a quote

Get Your Travel Insurance Quote

Ancillary Coverage

To run a quote or complete an application for Personal Accident, Hospital Recovery and Critical Illness from LifeSecure Insurance Company, click here.

LifeSecure Insurance Company, based in Brighton, MI, is solely responsible for and underwrites the Personal Accident, Hospital Recovery and Critical Illness insurance products. These insurance policies have exclusions and limitations. Visit for product information, by state.

Home & Auto

We can’t tell you how many people we meet that have had a claim due to a sewer back up, only to find out that their policy doesn't have that coverage included, but it was available.

It seems that many people do not read their personal insurance policies until there is a claim. Only to learn that some very important coverage was not included...



Individual Term Life Insurance

Term Life Insurance through one of our dedicated carriers is a great option if you want an affordable, short-term policy that's in tune with where you are in life. Choose the coverage and the term with guaranteed rates on 10, 15, 20, 25 and 30-year level policies.

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